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Loan Rates

Current Loan Rates Effective 5/1/2024

Auto Loans
Term Rates as low as*
Up to 48 Months 5.50% APR
Up to 60 Months 6.25% APR
Up to 72 Months 6.99% APR
Up to 84 Months 7.50% APR

Payment example: 60 month term loan at 6.25% APR = monthly payments of $19.45 per $1,000 borrowed.

Recreational Vehicle Loans
Term Rates as low as*
Up to 48 Months 6.99% APR
Up to 72 Months 7.50% APR
Up to 84 Months 9.25% APR
Up to 120 Months 11.99% APR

Payment example: 72 month term loan at 7.50% APR = monthly payments of $17.29 per $1,000 borrowed.

Personal Loans
Loan Type Rates as low as*
Personal Loan (Unsecured) 8.99% APR
Secured Personal Loan (Share or Certificate) Current rate on account + 2.00% APR
Student Loan Consolidation 5.49% APR
Credit Builder Loan 9.00% APR (fixed)

Payment example: 60 month term personal loan at 8.99% APR = monthly payments of $20.75 per $1,000 borrowed. 

Visa Platinum Credit Card
Transaction Type Rates as low as*
Purchases 9.90% APR
Balance Transfers 8.99% APR
Home Equity Loan
Term Rates as low as*
Up to 60 Months 5.99% APR
Up to 120 Months 6.25% APR
Up to 180 Months 6.50% APR
Up to 240 Months 6.99% APR

 

Home Equity Line of Credit
Term Rates as low as*
120 Month Draw Period (followed by 120 month repayment) 8.00% APR Variable

Rates are variable and are based on the Prime Rate effective as of 7/31/2023.
As low as rate based on Prime - 0.50% for loans, 70% loan to value or less and in first lien position. Current Prime Rate is 8.50%. Minimum APR floor rate is 2.75%.  Maximum APR is 18.00%. 
Up to 90% Loan to Value available for qualified borrowers. 

Mortgages
View Today's Mortgage Rates

*APR = Annual Percentage Rate. Rates vary by individual creditworthiness. Rates are subject to change at any time. Contact us for your individual rate quote.